SACRAMENTO BANKRUPTCY      STOCKTON BANKRUPTCY

SACRAMENTO BANKRUPTCY LAWYER

STOCKTON BANKRUPTCY ATTORNEY

Sacramento Bankruptcy Attorneys Nelson & Schwab have the legal expertise, financial resources and commitment to handle each client's bankruptcy case in the most effective manner. The bankruptcy cases we handle include the following:

• Chapter 7 Bankruptcy - Personal or Business Liquidation
• Chapter 11 Bankruptcy - Business Reorganization
• Chapter 13 Bankruptcy - Personal Reorganization

The Bankruptcy Abuse Prevention & Consumer Protection Act of 2005 (BAPCPA), in effect since Oct. 17, 2005, requires debtors to pass more stringent guidelines to determine whether they can have their debts liquidated through Chapter 7 or whether they must enter a repayment plan through Chapter 13. Because the new law makes it more difficult for consumers to file bankruptcy, it is imperative that consumers consult with an experienced attorney familiar with the new law.

Click Here for Highlights of the New Law

A great number of people filed bankruptcy cases prior to October 17th, 2005 to avoid being subject to the new rules created by the BAPCPA. Many of these cases were filed by individuals without professional preparation or legal counsel. If your case was filed without counsel and you have been notified of a deficiency, please contact the Law Offices of Nelson and Schwab today.

If you are having financial hardship and are considering filling for bankruptcy, please call Sacramento Bankruptcy Lawyer at (916) 564-9588 for a confidential sacramento bankruptcy consultation.

• What is a Debtor?
• What is Bankruptcy?
• Who can file for bankruptcy?
• What happens to my bills after I file for bankruptcy?
• What is the difference between Chapter 7, 11, and 13 bankruptcy?
• Will filing bankruptcy effect my credit rating?
• How long will a bankruptcy show on my credit reports?
• Will I lose my house, car, and other personal property?
• Should I file for bankruptcy?
• Income Taxes In Bankruptcy
• Filing For Bankruptcy
• Re-Establish Credit